IRA/Retirement Plan Beneficiary Designations
Making Stevenson a full or partial beneficiary of your IRA or retirement account is one of the easiest and no-cost ways to plan your gift to the school. Distributions from qualified retirement accounts to Stevenson pass free of both income and estate tax.
Bequests
Naming Stevenson in your will costs nothing today, can be changed during your lifetime, and can be structured to provide support to the school after your other financial obligations have been met. To help you with this option, here is some sample language you can provide to your attorney. Each benefactor’s situation is unique and these examples include some but not all the possible bequest structures.
Percentage of estate for unrestricted purposes:
I give, devise, and bequeath to the Stevenson School, a not-for-profit organization located in Pebble Beach, CA (“Stevenson”), ____percent (____%) of the rest, residue, and remainder of my estate as an unrestricted gift to be used for the general purposes of Stevenson.
Percentage of estate for specific purposes with an endowment provision:
I give, devise, and bequeath to the Stevenson School, a not-for-profit organization located in Pebble Beach, CA (“Stevenson”), ____percent (____%) of the rest, residue, and remainder of my estate to be used as I have directed, from time to time, in a separate written fund agreement by and between me and Stevenson; provided, however, if no such fund agreement exists at the time of my death, then for its general purposes.
Specific amount for unrestricted purposes:
I give, devise, and bequeath to the Stevenson School, a not-for-profit organization located in Pebble Beach, CA (“Stevenson”), the sum of $_______ in cash or in-kind as an unrestricted gift to be used for the general purposes of Stevenson.
Specific amount for specific purposes:
I give, devise, and bequeath to the Stevenson School, a not-for-profit organization located in Pebble Beach, CA (“Stevenson”), the sum of $_______ in cash or in-kind to be used as I have directed, from time to time, in a separate written fund agreement by and between me and Stevenson; provided, however, if no such fund agreement exists at the time of my death, then for its general purposes.
Life Insurance
If you have more insurance coverage than you need, you may consider giving Stevenson a paid-up policy. By transferring the ownership of your policy to Stevenson, you receive a charitable income tax deduction equal to the policy’s cash surrender value or cost basis, whichever is less.